Moving can get quite expensive, especially if you don't plan the relocation in advance. But moving a couple of times in a short period of time can really take a toll on your wallet.

Luckily, there are some easily applicable tips that you can use to save your money every time you relocate. And the more you move, the more you'll actually save.

​Many relocation expenses are unavoidable, but we'll try to cover some of those that are not. So, if you're looking to move on a tight budget, read ahead!  

There probably won't be a better time for you to get rid of some extra stuff than when you're about to move. Plan your home ahead, because chances are that not all of your current stuff will fit in your new home, both aesthetically and physically.

Organizing a garage sale might earn you some extra money, and you'll still save on packaging and transportation costs for all the stuff that you don't take with you.

​For old electronics, you can call the nearest recycling center and see if they would come to pick up your things. It's pretty straightforward, the less stuff you bring with you, the more money you're going to save.  

Professional movers cost money, that's true, but so does the DIY option. You plan on calling your friends and neighbors to help you pack? Good, but keep in mind that they need to eat and drink, and that costs money too. And so does renting a truck. Instead of assuming that hiring professionals is a more expensive option, plan the costs for both options and go with the cheaper one.

If you do decide to go with the pro-movers, it's important to schedule ahead because they can be quite busy and you don't want to delay or speed up your plans for them.  

Whether you hired professionals or not, you'll want to deconstruct your own furniture, as you don't want to be paying the moving company additional fees for using a screwdriver. Instead of bubble wrap, you can use your old clothes to wrap the fragile items. You can use new stuff as well, but in that case, consider that you'll probably be washing quite a few batches of clothes, and that costs money too.

​It's important to cushion everything because biggest expenses occur when something breaks. Even if you do go with the pros and their insurance covers it, sometimes money can't replace the value of a damaged item. So, cushion everything and do get good boxes, which is our next step.  

Besides costing money, cardboard boxes don't offer much of a protection to the stuff you pack inside them. And even then, you'd need a whole lot of time just to tape all of them on the bottoms and the sides. As we said, if your expensive items get damaged, the cost of it will ruin your whole relocation process.

Instead, you can now rent moving boxes Sydney area went crazy about. Moving boxes made out of recycled plastic are much sturdier and offer better protection than cardboard, while also being eco-friendly. Once you've moved to your new home, you can call the company you rented the boxes from and they'll pick them up.  

Losing an item or a whole box of items can be extremely frustrating, especially if you're not sure exactly what you lost.

Luckily, today you don't have to make inventories with a pen and paper system. Simply record while you're packing, or take photographs of every box that you packed.

If you've labeled your boxes already, you can just snap a photograph of the label and be done with it. It won't take more than a couple of minutes for you, and it can mean all the difference.  

If you've got a lot of books, boxes containing them can be among the heaviest to move. Even if you've sold some on your garage sale, you're still likely to have some keepers. Consider shipping them, they will take a little longer to arrive, but it will definitely pay off because they are extremely heavy, but cost only around 10$ per box to ship across the country.

If you're unsure about this, make sure to calculate the gas expenses with and without books, since all the extra weight can increase these expenses substantially. 

While moving can be quite frustrating, time-consuming and expensive, it usually brings the state of relief when it's all over and you can relax in your new home.

If you've managed to save some money while moving, you can now use it to redecorate your new home and set it up to your liking.

Saving money can be a difficult process, but with some effort and good organizational skills, it definitely pays off once you're all done with it.  

Hydronic heating is the technology of moving heat with water. This technology has been in use since many years by magnificent people of American homes that mostly have oil or gas fired boiler as the resource for hydronic heating. A good hydronic design is capable of holding together through thermal effect, which is a renewable source of energy. 

• Hydronic heating is easy to operate, and much cost-effective, as it involves simply heating water that moves from the pipes and from there to the entire living area. To heat the towel rails, this system can also be used. It can also be used in swimming pools and the floor slabs if required.
• The highly effective gas boilers are used to heat the water in this system as once used they can be returned to reheating. And this heating system is separate to the homes domestic water supply and radiators can be adjusted to provide comfort in each and every room and have the capability to keep certain rooms warmer than the other.
• And contrary to the forced heating systems where there are no airborne particles, to provide a total dust free and allergen free form of heating making it ideal for medical conditions like asthma.

How does the modern hydronic technology work?

Modern hydronic technology enables heat that can be delivered precisely as to where the heat is required. Hundreds of system configurations are possible that are capable of meeting the comfort requirements of the owner. It is very easy to install the water pipes under wooden floors, which makes it easier to transport the water in a channelized system and distribute uniform heat all throughout your rooms. ​

• While some may also use more than two boilers that can be operated in stages, releasing the heat through emitters and the same boilers can also provide buildings domestic hot water.
• And they also can heat the swimming pool and can also melt snow that is found in the drive way. Well designed and well installed hydronic systems can provide extreme comfort as well as fuel efficiency for the life of the building.
• The majority of the heat in hydronic systems is transferred by thermal radiation that reduces air pressure stratification, and there can be heat loss through ceilings. The comfort can also be maintained at lower temperatures when space is radiantly heated as this leads to further energy savings. And zoned typed hydronic heaters can provide a less heating effect for unoccupied rooms that can be kept at lower temperatures that can also lower heat loss and likely to reduce fuel consumption.

​
You can control the room temperature with a remote control after you install the hydronic heating system:​

Hydronic heating systems can also produce or configure a wireless control system that can communicate with your smart phone or anywhere. You can also control or set your configuration accordingly to adjust your home’s temperature even when you travel, as hydronic heating systems can comply and work with all latest technologies. And boilers also have advanced programming that includes accessories as well and can optimize your operation and minimize your heating bill. And one such aspect of it is the outdoor reset that can adjust the boiler temperature and heat your home to the temperature outside.

And this technological advancement can make sure that the system is delivering the right amount of heat to match the amount of heat that is lost out of the walls and roof. So an even amount of heat is felt that levels off if room temperature swings. This ensures a great ambiance for heating up the interiors of your room, and a hydronic heating system also allows you to have reduced amount of electricity bills.

About the Author:
Melissa Hamler
Professional Guest Blogger 
Check Out My Blog: http://creativeblogcollection.blogspot.com/

I came across Dealspotr while looking for coupons sites.

I was pretty impressed as Dealspotr is way different than the average coupon site. It's monitored by it's own members (over 30,000 of them) who add, edit, and police all the deals to make sure the deals are accurate and complete. 

​Dealspotr has the highest coverage and reliability of coupon codes compared to Retailmenot, Coupons.com, Groupon, or other coupon site. 

So you can be sure the coupon and deal you see are up-to-date and current. Quite different from other sites where I'm glad to find a certain coupon, but find out it expired in 2014!
​

Another bonus I like is that you can personalize what types of deals and coupons you want to see. You can skip all the baby products if you don't shop for them, or hardware, etc. etc. It has a Newsfeed of your personal selections plus it shows what's "hot" now which is the most popular deal happening.

I can post my own deals and coupons I find as well, check other members deals out and "verify" them, and the nice bonus is I can earn points for doing this and then turn those points in for a gift card! How cool is that! Look for shopping deals, earn points, get a gift card! Win/Win!!

Here how it works:
- Members post deals they find on the internet.
- Deals show up in your Personalized Feed
- You can "spot" deals, meaning you up-vote them, and you can redeem the deal for yourself.
- Popular voted deals turn "hot" and if it's one you "spotted" you earn 200 points. If it's a deal you posted that turns hot, you earn points again.
- You can "repost" deals you like to your own subscriber's list (followers).
- You earn points by: posting deals, validating deals, spotting deals, doing the daily checklist, becoming an influencer, and referring members.
- Reach 10,000 points and then redeem them for a $10 Amazon Gift Card.

It may look like a lot and a long time to get there, but I've only been a sporadic member since this summer and I've already earned my first gift card!

So, if you like coupons and deals, go check them out & tell them Rusty_Coyote sent you!
​

​With gasoline prices slowly on the rise again and summer approaching, we’d all like to know how to save money on gasoline.

1. Drive Less Often

This is a no-brainer, just drive less often. Whether it’s planning ahead so there’s less trips to the grocery store, or taking public transit, walking or biking to nearby places.

How about a carpool to work instead? The less often you drive your car, the less gasoline you’ll need to buy.

2. Buy Gasoline at Certain Times

Buying gas on certain days and at certain times will help catch that good price before it goes up. Usually the best time to buy gasoline is early mornings, before the manager checks the competitor’s prices and adjusts theirs. 8 to 10am is the time to do it.

Also the best day of the week is Wednesday - right before the weekend hikes.

3. Drive Smarter

Learn to drive smarter. Drive slower and more consistent, brake less, and downshift on steep hills. This avoids using more gasoline as driving at 55mph can give you up to 21% better mileage than at 70mph.

Also plan your routes better to find shorter ways to your destination.  

4. Avoid Certain Gas Stations

Avoiding some type of gas stations will save you money. Those right next to interstates tend to be priced higher than those in town.

Also “branded” gas stations charge higher than the independent ones.

​5. Use Apps
​

6. Maintain Your Car

Keeping your car in good running condition will go a long way in using less gasoline. Dirty air filters and old oil makes the engine work harder thus needing more gas to keep up.

By the same token, having good tires and maintaining good air pressure helps with gas mileage as well.

7. Stop Idling

Whether you’re waiting for someone or are stuck in a drive-thru lineup, turn the car off. Idling just burns up fuel, especially if you’re running the air conditioning as well.

An hour of idling your engine uses up about 0.2 to 0.3 gallons of gasoline. Which is about .45 to .65 cents (using today’s National average of $2.22).

You may think that you won’t idle for an hour, but think about the times you do: idling at the ATM; the drive-thru; warming your car up; waiting for your kids after school; and so on.

8. Use Reward Cards

Using a Fuel Reward Card will add up gallons with your everyday shopping.

You can get 5 cents of gasoline for every $50 spent on groceries, eating out, and the like. That’s about 15 cents off your next fill-up on about one week’s grocery trip.

9. Check your Gas Cap

Making sure your gas cap fits snuggly helps ensure that gasoline won’t evaporate more rapidly than usual, especially on hot days.

This also prevents dirt and other contaminants from getting in and damaging the fuel system.

10. Get a Different Car

Lastly, think about getting a different car. Not just to a better fuel efficient model, but one that better fits your lifestyle. Have the kids outgrown the baby carriers and booster seats to trade in that large mini-van for a sedan?

​Following these ten easy tips will go a long way to saving gas and keeping more money in your wallet.

Tracy,
​​​ ​​"One finds limits by pushing them" ~ Herbert Simon

Yep, it's tax time again!

Luckily for those who haven't started yet, the deadline is extended to Monday, April 18th. Need to get started? Try this easy filing site.

Need ideas for what to do with your refund? Check out this infographic for great ideas:

We filed early in January and have received our refund already.

What we did with ours:

• Paid for things that couldn't fit in our regular budget.
• Paid down debt.
• Put it into Savings.

Here's an explanation:

Paid for things - Those extra things that couldn't be covered in our regular budget: like new tires for the SUV; in-depth car repairs; and home improvements. They had to be done, but could be postponed long enough until we got the refund.

Paid down debt - Any bills that accumulated over the last year we paid down, or paid off. Read #7 in my article on MoneyPantry.com on how to pay off your debts.

Put into Savings - We put the rest into Savings as a cushion for any emergencies and any "extras" we'd like to have over the rest of the year.

That's it, we kept it simple. What do you plan to do with yours?

Tracy,
​ ​​"One finds limits by pushing them" ~ Herbert Simon

​

Every year it’s the same thing, we tell ourselves we’ll put money aside for a Christmas fund, but sometimes things come up that we need to use that money. We tell ourselves we’ll start shopping earlier, but end up shopping at the last minute.

So when Christmastime rolls around we’re scrambling for spending money or even time to shop. It happens to our family too, year after year.

​But why wait until November or December to save and shop? Why not start now?

Here’s a great list to help you prepare for Christmas.

1. Gift Cards – Start at the beginning of the year by buying gift cards. A $20 or $50 gift card a month from Visa, Amazon, Wal-Mart, or your favorite shopping destination, tucked away in an envelope to use at the end of the year goes a long way. That’s about $240 to $600 saved up for your holiday shopping.

2. Sales – Take advantage of all the after season sales. In the springtime take advantage of all the winter clothing and goods sales. In the fall, grab up the summer savings, and don’t forget after all the major holidays too.

3. Savings Jar – Start a coin savings jar. When you do your weekly shopping, don’t pay with change, then dump your loose change into a jar. It may not look like much, but you’d be surprised at the end of the year at how much there actually is. One year we saved up about $600 in loose change.

4. Plan Ahead – Write a list now of all the people you need to get gifts for and how much you’re willing to spend on them. This saves on a last minute cash and time crunch as you rush to grab a present for someone you’ve forgotten.

5. Shop Now – You don’t even have to wait until the holiday season to start shopping. If you see something throughout the year that you know someone would like, get it and stash it away. This would be best for the adults you need to shop for as children are fickle in their selections. There’s nothing more aggravating and wasteful than buying a bunch of Superman toys to only learn that he now loves Batman.

6. Use Reward Programs – Reward programs such as TopCashBack.com and MyPoints.com are a great way to get free gifts just for doing your regular online shopping, reading emails, web searches and the like. We’ve earned free $25 gift cards that we gave to the kids for their favorite stores.

7. Make it Instead – Instead of buying a gift, make something instead. Spend time throughout the year creating gifts with your talent. This will be more sentimental and meaningful to receive from you than a gift card or such. Whether it’s a photo collage, created art, or mason jar gifts. Look on Pinterest or other similar sites for inspiration.

The holidays can be a stressful time for anybody, but if you implement these simple ideas throughout the year it will go a long way to easing that stress.

Tracy,
 ​​"One finds limits by pushing them" ~ Herbert Simon

​